Have you ever purchased the RS Trip Protection Plan?

My husband and I almost always purchase the optional insurance that is offered through RS. Fortunately we have not needed to use it during a trip, but on 3 occasions, we did need to cancel shortly before the program began. In each case, there definitely was paperwork to submit, including statements by the doctor who recommended that we not travel. Once submitted, we received our refunds (for the money paid for the trip and also the change fee for our airline tickets) reasonably promptly. The insurance is definitely fairly expensive for trips out of the country. But it is important to remember that for older adults, Medicare does not cover us anywhere other than the US. Therefore, it is important for those on Medicare to purchase insurance, either through RS or another insurance vendor, unless they have a supplemental policy that will offer international coverage.

My husband and I almost always purchase the optional insurance that is offered through RS. Fortunately we have not needed to use it during a trip, but on 3 occasions, we did need to cancel shortly before the program began. In each case, there definitely was paperwork to submit, including statements by the doctor who recommended that we not travel. Once submitted, we received our refunds (for the money paid for the trip and also the change fee for our airline tickets) reasonably promptly. The insurance is definitely fairly expensive for trips out of the country. But it is important to remember that for older adults, Medicare does not cover us anywhere other than the US. Therefore, it is important for those on Medicare to purchase insurance, either through RS or another insurance vendor, unless they have a supplemental policy that will offer international coverage.

I agree 100%.