Have you ever purchased the RS Trip Protection Plan?

I will be the contrarian. My wife and I have been on 9 RS trips and several others with other companies. We never pay for insurance. The total amount that we have saved would pay for a trip, so if we do have some expenses due to unforeseen circumstances in the future, we will still be ahead.

Our travel credit card (Chase Saphire Reserve) covers trip interruption/cancellation, lost luggage, accidental death and dismemberment, emergency medical and evacuation. Our previous card, United Explorer, had many of the same benefits.

Also, while it is true that Medicare doesn't cover out of country, my medicare supplement does cover it. So paying for the RS insurance would be double coverage for us.

I would suggest that you check your credit card benefits to see if any of these benefits are included with your card.

Thank you for the heads up re: the Chase card which we have. With the change in RS insurance I was looking for alternate ways to insure, checked out the details of the Chase card and it looks like pretty good coverage.

Could you please elaborate on the benefits with Chase? Is there a charge? With my Citibank visa there’s a $3k limit but that’s dropping to $1500 as of July 29. There’s no cost for it.

Could you please elaborate on the benefits with Chase? Is there a charge? With my Citibank visa there’s a $3k limit but that’s dropping to $1500 as of July 29. There’s no cost for it.

I don't know about all these different plans/benefits. My advice is to read your policy carefully and decide what you need or want.

Here are the Chase Sapphire reserve travel benefits: www.chase.com/.../travel