Have you ever purchased the RS Trip Protection Plan?

Would you recommend purchasing a trip protection plan? Has it ever come to the rescue for you during a program? 

  • In reply to Mary_A:

    This is a great help but it does not include preexisting conditions. It is ore for acute illnesses such as falling off an elephant :-)
  • In reply to wsvitz010506:

    Could you please elaborate on the benefits with Chase? Is there a charge? With my Citibank visa there’s a $3k limit but that’s dropping to $1500 as of July 29. There’s no cost for it.
  • In reply to naneiben091502:

    I don't know about all these different plans/benefits. My advice is to read your policy carefully and decide what you need or want.
  • In reply to da100.rp012102:

    Has anyone actually submitted a claim to RS new Insurance AON AFFINITY? Please post with respect to your experience. I’m only interested in AON claims. Thanks!
  • In reply to naneiben091502:

    I had to cancel a March trip with just a week notice because of bronchitis and was insured with AON. I had to send in a form from my doctor and my credit card receipts for my airline tickets (different airlines for arrival and return home) and the cost of the Roadscholar program and had my money in about a month.
  • In reply to naneiben091502:

    We submitted a claim a couple years ago for a RS program in San Francisco. My FIL's attorney called to tell my husband that he thought we should get up there soon (New England). It took about a year to get refunded, only because the rehab center where FIL was staying was so slow to send forms in to AON. Eventually, that same attorney stepped in to make it happen. After AON received the forms, the refund was received in about a month.
    I feel silly for not thinking of using insuremytrip to find insurance for RS trips. We always use them for cruises; yet I have always purchased the AON for RS trips. Our experience with filing the claim AON was not so great. The first rep I spoke with was most helpful; the next rep was neither friendly nor helpful. We have a RS trip in September with AON insurance, but being wiser now, that is the last time we will purchase insurance through them.